Request An Affordable Care Act Quote!
Call today for quotes
on health insurance
for Medicare beneficiaries
or any other type of
health or life insurance!

Medicare Beneficiaries:

877-734-3884 (TTY: 711)

All Other:

786-970-0740 (CELL)

Request An Affordable Care Act Quote!
Call today for quotes on health insurance for
Medicare-eligibles
or any other type of health or life insurance!

Medicare-Eligibles:

877-734-3884 (TTY: 711)

All Other:

786-970-0740 (CELL)

Affordable Care Act
Open Enrollment

2023 Open Enrollment Began November 1, 2022 and Ended January 15, 2023.

YOU MUST HAVE A QUALIFYING LIFE EVENT TO SUBMIT AN ENROLLMENT FOR A 2023 ACA PLAN AFTER JANUARY 15, 2023.

YOU CAN’T BE DENIED COVERAGE OR CHARGED EXTRA IF YOU HAVE A PRE-EXISTING CONDITION.

REQUEST A QUOTE

You Might Qualify For A Government Subsidy

Call us now at 786-970-0740

Click REQUEST A QUOTE, enter ALL requested information including the optional information. We'll provide an estimate of your subsidy if you qualify and suggest some plans to consider.

Most carriers permit you to buy off the exchange if you're not eligible for a subsidy. As applicable, we’ll provide quotes for off-exchange plans.

COMPLETE THE INCOME INFORMATION ON THE QUOTE FORM AND INDICATE YOUR QUALIFYING LIFE EVENT TO DETERMINE IF YOU’RE ELIGIBLE FOR A SUBSIDY AND/OR IF YOU’RE ELIGIBLE TO ENROLL.

The Affordable Care Act is complicated and can be quite confusing. Find answers to many of the most frequently asked questions regarding provisions of the law that affect individual and family health insurance.

LEARN MORE

Note: As a result of our contribution and success during the 2023 Affordable Care Act Open Enrollment Period we’ve been recognized by the Centers for Medicare and Medicare Services for The Circle of Champions Program:

HEALTH

DENTAL

MEDICARE

DISABILITY

LIFE

2023 Schedule
Affordable Care Act Special Enrollment

Affordable Care Act open enrollment began November 1, 2022 and ended January 15, 2023 on the Federal Facilitated Marketplace (https://www.healthcare.gov).

Since Open Enrollment has ended, you MUST NOW HAVE a Qualifying Life Event to enroll in a plan with an effective date anytime in 2023.

Call Us At 786-970-0740 (Cell)
to determine what kind of plan you may be eligible for.

2023 Annual Enrollment Period For Medicare-Eligibles

The Annual Enrollment Period for Medicare-eligibles runs from October 15 through December 7, 2023 for a January 1, 2024 effective date.

Otherwise, you’re eligible to enroll ONLY if you’re first becoming eligible for Medicare or are eligible for another type of enrollment period. Enrollment rules differ between Medicare Supplement plans and Medicare Advantage, Medicare Advantage Prescription Drug, and separate Medicare drug coverage (Part D).

Call us at 877-734-3884 (TTY: 711) for details.

Request An Affordable Care Act Quote!

We offer a comprehensive set of Affordable Care Act (“Obamacare”) plans

to individuals and families qualified to buy health (tax- and non-tax subsidized) insurance and dental/vision and/or hearing plans through the Federal marketplace (this is called buying “on-exchange” or “on-marketplace”) or directly from insurance carriers (this is referred to as buying “off-exchange or -marketplace”). Our Affordable Care Act policies comply with the Affordable Care Act and contain all of the “essential health benefits” required by that law.

The dental/vision and/or hearing insurance

products are available both on an insured or discount basis

We offer short-term health insurance policies

for those who are looking for more inexpensive coverage and shorter term alternatives.

We offer Medicare Supplement, Medicare Advantage, and Part D Drug plans

to Medicare-eligibles. Our site is compliant with federal, state, and carrier guidelines in selling these policies. See the Medicare-eligibles section of this site for details.

We represent many carriers that offer supplemental benefits

to both individuals and families and Medicare beneficiaries, and the site contains information about hospital indemnity, cancer, critical illness, gap, accident, and international medical insurance offered by many different carriers. This section of the site also contains valuable information and tools about lowering the cost of prescription medications. Call us if you want more information about or would like to enroll in one of these products.

We also offer Short- and Long-Term Disability products

and can also help you meet the costs of long-term care, nursing home, or short-term (recovery) care needs.

Finally, we have a complete array of Life, Final Expense, and Annuity products

and offer pre-need services in Florida, as we have both life insurance and pre-need licenses in that state.

You pay nothing for our services:

we’re paid directly from the carriers we represent, Premiums are NEVER EVER marked up to include paying us for our services: you pay the same whether you order directly from the carrier or the marketplace on your own or directly through us or from our site.

We ONLY offer alternatives that are suitable for you and for which we feel meet YOUR needs.
When or if we feel a product or service is not appropriate for you from either a cost or benefit point of view we will tell you so.

We’re fully compliant with privacy and security guidelines, have signed all required privacy and security agreements, have developed a privacy and security policy, and take extraordinary steps to safeguard your protected health and personal information.
In short, we’re experts in all aspects of health and life insurance and also have relationships with professionals who can help you with very specialized situations.

More choices
Lower rates!

Calculate your health Insurance cost!

Get Rates & Plans

Or call today!

877-734-3884 (TTY 711)

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877-734-3884 (TTY 711)

A licensed insurance agent is contracted with multiple carriers offering Medicare Advantage and Prescription drug plans each with a Medicare contract.
Enrollment depends on contract renewal.
Contact may be made by a licensed insurance agent or insurance company.

This is a solicitation of insurance. Contact may be made by an insurance agent or insurance company.
Not affiliated with or endorsed by any government entity or agency.
We do not offer every plan available in your area.
Currently we represent 19 organizations which offer 8 products in your area.
Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048)
24 hours a day, 7days a week, or your local State Health Insurance Program (SHIP)
to get information on all your options.