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Calculate your cost
for health and life Insurance!
Get Rates & Plans Now
Or call today!
877-734-3884

Insured Dental and Vision Plans

Insured Dental and Vision Plans

GET DENTAL AND/OR VISION CARE INSURANCE QUOTES AND ENROLL ON-LINE

  • Most of the plans on this site are insured dental and vision plans, but a few discount plans are offered as well.
  • Choice of many carriers, varying by zip code.
  • Vision plans can be purchased as stand-alone plans or as add-ons to dental plans. If you want both vision and dental, you should purchase the dental plan and add on the vision plan. This will avoid double enrollment fees, and the vision plan will also cost less than if you buy the plan on a stand-alone basis.
  • Plans such as the Renaissance Max Choice plan and Delta Dental's Dental for Everyone Immediate Choice plan have no waiting periods (except the Delta Dental plan has a waiting period for orthodontia). Most dental plans have waiting periods for major services (usually 6 months) and for restorative services (usually 12 months).
  • There's a one-time $35 enrollment fee for these plans.
  • All prices shown are for monthly premiums.
  • Most of the carriers offered on this site specialize in dental or vision plans. We also offer dental plans offered by basic health insurance carriers. If you're interested in one of these plans, please call us at 877-734-3884 for more information and to obtain quotes.

NATIONAL CARE DENTAL AND VISION PLANS

A PPO dental plan is offered through Nationwide Insurance (A+ rated) and a vision care plan is offered through VSP (A rated) but cannot be bought directly from the carriers. The dental plan is very competitively priced, and:

  • Provides three different choices of coverage maximums ($1,500, $3,000, and $5,000). We’ve never before seen an individual insured dental plan offering coverage limits above $2,500 (an individual buying a $1,500 program can increase the maximum to $3,000 for only an additional $10 per month; and a person buying a $3,000 maximum plan can increase the maximum to $5,000 for only an additional $10 premium, as well);
  • 100% coverage for preventive care; 80% coverage for basic care; and 50% coverage for major care;
  • Is fully insured and offers first of the following month enrollment;
  • Has no waiting period for preventive and basic care;
  • Waives the major care waiting period for those with creditable drug coverage [i.e. those with present or recent (within the last thirty days) PPO or indemnity dental coverage with a tiered schedule of benefits that has at least a $1,000 coverage maximum; see FAQ’s 7 and 8 of the Dental plan FAQ’s];
  • Includes coverage for implants and dentures in accordance with the missing tooth provision;
  • Has an extensive provider network (comprised of the Careington; DentaMax, and Connect Dental networks combined into one large national network); and
  • Offers out-of-network benefits.

Please see a copy of the dental plan brochure here and the vision care plan brochure here.

The National Care Dental plan is offered in all states except Arkansas, Hawaii, Maine, Massachusetts, Minnesota, Montana, New Hampshire, South Dakota, Utah and Washington, while the National Care Vision Care plan is offered in all states except Hawaii, Massachusetts, New York, South Dakota, and Washington. We offer alternative plans in states where National Care Dental is not available and can also offer dental plans that cover orthodontia if you are looking for such coverage (National Care Dental does not covert orthodontia).

CALL US AT 877-734-3884 FOR INFORMATION/DETAILS AND TO ENROLL
IN THE NATIONAL CARE DENTAL PLAN; TO FIND PLANS THAT COVER ORTHODONTIA;
AND TO FIND PLANS IN STATES WHERE NATIONAL CARE DENTAL IS NOT OFFERED


AMERITAS DENTAL AND VISION PLANS

Ameritas provides dental plans in all 50 states. Ameritas dental and vision insurance plans offer individuals a distinctive portfolio of flexible benefit designs with affordability to meet many needs.

Dental plans include orthodontia coverage through age 18 as well as implant coverage, and coverage maximums can be up to $2,000. There are no waiting periods for coverage, and coverage can be effective as soon as the day after making application. There are no application fees.

Benefits for basic and major services are provided on a graded basis. With a graded benefit, benefits are provided immediately: coverage amounts increase after one year of coverage and with some plans again after 2 years of coverage. Ameritas providers have lower fees than out-of- network providers, so policyholders using Ameritas providers can still obtain significant savings even if they obtain basic and/or major services in their first year of coverage.

Ameritas plans are available in all states. Most states offer “Protect” dental plans, but six states—MD, MO, NH, NY, PA, and WA—offer “Advantage Plus” dental plans. The plans use the same network, but the Protect plans offer coverage on a benefit year basis (i.e. the one- year period starting with the effective date of coverage), whereas Advantage Plus plans work on a calendar-year basis.

Lower premium plans are designed for those who utilize only Ameritas Dental Network providers, whereas plans with higher premiums provide freedom to use any dentist with the opportunity to visit an Ameritas Dental Network provider for additional savings.

Vision plans that use either the VSP or the Eye Med vision networks are offered. VSP plans provide the opportunity to obtain lenses and frames every 12 months (up to a stated maximum), whereas EyeMed plans provide the opportunity to obtain lenses and frames on a 24-month basis (up to a stated maximum).

Click here to find plans available in your area and to enroll on-line. You can use this link to enroll in either or both a dental plan and a vision plan online.

2021 Schedule
Affordable Care Act Open Enrollment

Open Enrollment begins November 1, 2020 and ends December 15, 2020
on the federal facilitated marketplace for plans to start January 1, 2021.

Before the next open enrollment period starts you can only enroll
for an Affordable Care Act plan if you have a qualifying life event.

You may be eligible to enroll for another type of plan.
Call us at 561-734-3884 or 877-734-3884 for details.


2021 Schedule
Medicare Annual Enrollment Period

Annual Enrollment begins October 15, 2020
and ends December 7, 2020 for a January 1, 2021 effective date.

You’re eligible to enroll now if you’re first becoming eligible for
Medicare or are eligible for another type of enrollment period.
Enrollment rules differ between Medicare Supplement plans and
Medicare Advantage, Medicare Advantage Prescription Drug,
and stand-alone Prescription Drug Plans.

Call us at 561-734-3884 or 877-734-3884 for details.

family consulting

We offer a comprehensive set of Affordable Care Act (“Obamacare”) plans

to individuals and families qualified to buy health (tax- and non-tax subsidized) insurance and dental/vision and/or hearing plans through the Federal marketplace (this is called buying “on-exchange” or “on-marketplace”) or directly from insurance carriers (this is referred to as buying “off-exchange or -marketplace”). Our Affordable Care Act policies comply with the Affordable Care Act and contain all of the “essential health benefits” required by that law.

The dental/vision and/or hearing insurance

products are available both on an insured or discount basis

We offer short-term health insurance policies

for those who are looking for more inexpensive coverage and shorter term alternatives.

We offer Medicare Supplement, Medicare Advantage, and Part D Drug plans

to Medicare beneficiaries. Our site is compliant with federal, state, and carrier guidelines in selling these policies. See the Medicare section of this site for details.

We represent many carriers that offer supplemental benefits

to both individuals and families and Medicare beneficiaries, and the site contains information about hospital indemnity, cancer, critical illness, gap, accident, and international medical insurance offered by many different carriers. This section of the site also contains valuable information and tools about lowering the cost of prescription medications. Call us if you want more information about or would like to enroll in one of these products.

We also offer Short- and Long-Term Disability products

and can also help you meet the costs of long-term care, nursing home, or short-term (recovery) care needs.

Finally, we have a complete array of Life, Final Expense, and Annuity products

and offer pre-need services in Florida, as we have both life insurance and pre-need licenses in that state.

You pay nothing for our services:

we’re paid directly from the carriers we represent, Premiums are NEVER EVER marked up to include paying us for our services: you pay the same whether you order directly from the carrier or the marketplace on your own or directly through us or from our site.

We ONLY offer alternatives that are suitable for you and for which we feel meet YOUR needs.
When or if we feel a product or service is not appropriate for you from either a cost or benefit point of view we will tell you so.

We’re fully compliant with privacy and security guidelines, have signed all required privacy and security agreements, have developed a privacy and security policy, and take extraordinary steps to safeguard your protected health and personal information.
In short, we’re experts in all aspects of health and life insurance and also have relationships with professionals who can help you with very specialized situations.

More choices
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877-734-3884