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Prescription drug coverage is an Essential Health Benefit under the Affordable Care Act, and prescription drug coverage must be included in all Affordable Care Act-qualified plans. Co pays, coinsurance and deductibles for covered prescription drugs count against the maximum-of-pocket limit for Affordable Care Act plans. Medicare beneficiaries can enroll in a Part D Prescription Drug plan which offers coverage for outpatient drugs.
However, individuals (1) may not have Affordable Care Act or Part D Prescription drug coverage; (2) may have reached the "donut hole" (also known as the "coverage gap") in their Medicare Part D plan; (3) may be taking a drug that is not included in their plan's formulary; or (4) otherwise might qualify for some kind of assistance with their drug costs.
The following four sections of this page provide tips and information on how to save money on prescription drugs other than by buying medications through any insured prescription drug plan that you may have.
Here are ten tips for saving money on prescription drugs.
Download this free Medication Savings Program card. You might receive a lower price by using this discount card than if you use your insurance plan, and the discounts are often lower than you receive from Good Rx or any other discount card.
You may be interested in purchasing drugs from Canada or other countries directly by using sites such as www.canadaprescriptionsplus.com; www.pharmstore.com; https://www.pharmacychecker.com; or www.israelpharm.com.
Please call us at 877-734-3884 for details about how these programs work.
We ONLY offer alternatives that are suitable for you and for which we feel meet YOUR needs.
When or if we feel a product or service is not appropriate for you from either a cost or benefit point of view we will tell you so.
We’re fully compliant with privacy and security guidelines, have signed all required privacy and security agreements, have developed a privacy and security policy, and take extraordinary steps to safeguard your protected health and personal information.
In short, we’re experts in all aspects of health and life insurance and also have relationships with professionals who can help you with very specialized situations.