Request An Affordable Care Act Quote!
Call today for quotes
on health insurance
for Medicare beneficiaries
or any other type of
health or life insurance!

Medicare Beneficiaries:

877-734-3884 (TTY: 711)

All Other:

786-970-0740 (CELL)

Request An Affordable Care Act Quote!
Call today for quotes on health insurance for
Medicare-eligibles
or any other type of health or life insurance!

Medicare-Eligibles:

877-734-3884 (TTY: 711)

All Other:

786-970-0740 (CELL)

Plans for Medicare-Eligibles

This portion of the website explains the health insurance options available to Medicare-eligibles; stand-alone dental, vision and/or hearing plans that are especially attractive to Medicare-eligibles; as well as frequently asked questions (there are four sets of FAQs at the end of this section).

Note that most stand-alone dental, vision, and hearing plans available to those under age 65 are also available to Medicare-eligibles, and there are some specialized stand-alone plans that are available ONLY to Medicare-eligibles. Also note that many supplemental plans (e.g., accident policies, hospital indemnity insurance, cancer policies and critical illness policies) are available to Medicare-eligibles but there are age limits after which Medicare-eligibles cannot purchase these types of stand-alone policies. Age limits and coverages differ between carriers and vary by state of residence. Some types of policies are available only in certain states. Contact us at 877-734-3884 (TTY: 711) if you would like more information about any stand-alone insured or discount plans or policies that are available to Medicare-eligibles.

HEALTH

DENTAL

MEDICARE

DISABILITY

LIFE

2023 Schedule
Affordable Care Act Special Enrollment

Affordable Care Act open enrollment began November 1, 2022 and ended January 15, 2023 on the Federal Facilitated Marketplace (https://www.healthcare.gov).

Since Open Enrollment has ended, you MUST NOW HAVE a Qualifying Life Event to enroll in a plan with an effective date anytime in 2023.

Call Us At 786-970-0740 (Cell)
to determine what kind of plan you may be eligible for.

2023 Annual Enrollment Period For Medicare-Eligibles

The Annual Enrollment Period for Medicare-eligibles runs from October 15 through December 7, 2023 for a January 1, 2024 effective date.

Otherwise, you’re eligible to enroll ONLY if you’re first becoming eligible for Medicare or are eligible for another type of enrollment period. Enrollment rules differ between Medicare Supplement plans and Medicare Advantage, Medicare Advantage Prescription Drug, and separate Medicare drug coverage (Part D).

Call us at 877-734-3884 (TTY: 711) for details.

Request An Affordable Care Act Quote!

We offer a comprehensive set of Affordable Care Act (“Obamacare”) plans

to individuals and families qualified to buy health (tax- and non-tax subsidized) insurance and dental/vision and/or hearing plans through the Federal marketplace (this is called buying “on-exchange” or “on-marketplace”) or directly from insurance carriers (this is referred to as buying “off-exchange or -marketplace”). Our Affordable Care Act policies comply with the Affordable Care Act and contain all of the “essential health benefits” required by that law.

The dental/vision and/or hearing insurance

products are available both on an insured or discount basis

We offer short-term health insurance policies

for those who are looking for more inexpensive coverage and shorter term alternatives.

We offer Medicare Supplement, Medicare Advantage, and Part D Drug plans

to Medicare-eligibles. Our site is compliant with federal, state, and carrier guidelines in selling these policies. See the Medicare-eligibles section of this site for details.

We represent many carriers that offer supplemental benefits

to both individuals and families and Medicare beneficiaries, and the site contains information about hospital indemnity, cancer, critical illness, gap, accident, and international medical insurance offered by many different carriers. This section of the site also contains valuable information and tools about lowering the cost of prescription medications. Call us if you want more information about or would like to enroll in one of these products.

We also offer Short- and Long-Term Disability products

and can also help you meet the costs of long-term care, nursing home, or short-term (recovery) care needs.

Finally, we have a complete array of Life, Final Expense, and Annuity products

and offer pre-need services in Florida, as we have both life insurance and pre-need licenses in that state.

You pay nothing for our services:

we’re paid directly from the carriers we represent, Premiums are NEVER EVER marked up to include paying us for our services: you pay the same whether you order directly from the carrier or the marketplace on your own or directly through us or from our site.

We ONLY offer alternatives that are suitable for you and for which we feel meet YOUR needs.
When or if we feel a product or service is not appropriate for you from either a cost or benefit point of view we will tell you so.

We’re fully compliant with privacy and security guidelines, have signed all required privacy and security agreements, have developed a privacy and security policy, and take extraordinary steps to safeguard your protected health and personal information.
In short, we’re experts in all aspects of health and life insurance and also have relationships with professionals who can help you with very specialized situations.

More choices
Lower rates!

Calculate your health Insurance cost!

Get Rates & Plans

Or call today!

877-734-3884 (TTY 711)

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877-734-3884 (TTY 711)

A licensed insurance agent is contracted with multiple carriers offering Medicare Advantage and Prescription drug plans each with a Medicare contract.
Enrollment depends on contract renewal.
Contact may be made by a licensed insurance agent or insurance company.

This is a solicitation of insurance. Contact may be made by an insurance agent or insurance company.
Not affiliated with or endorsed by any government entity or agency.
We do not offer every plan available in your area.
Currently we represent 19 organizations which offer 8 products in your area.
Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE (TTY: 1-877-486-2048)
24 hours a day, 7days a week, or your local State Health Insurance Program (SHIP)
to get information on all your options.