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877-734-3884 (TTY: 711)
Calculate your cost
for health and life Insurance!
Get Rates & Plans Now
Or call today!
877-734-3884 (TTY: 711)

Affordable Care Act
Open Enrollment

2023 Open Enrollment Begins November 1, 2022 and Ends January 15, 2023.
You Do NOT Need To Have A Qualifying Life Event To Enroll In A 2023 ACA Plan During Open Enrollment.

YOU CAN’T BE DENIED COVERAGE OR CHARGED EXTRA IF YOU HAVE A PRE-EXISTING CONDITION.

2023 Enrollment Calendar

REQUEST A QUOTE
DURING OPEN ENROLLMENT

You Might Qualify For A Government Subsidy

Call us now at 877-734-3884 or 561-734-3884

Click REQUEST A QUOTE, enter all requested information including the optional information. We'll provide an estimate of your subsidy if you qualify and suggest some plans to consider.

Most carriers permit you to buy off the exchange if you're not eligible for a subsidy. As applicable, we’ll provide quotes for off-exchange plans.

COMPLETE THE INCOME INFORMATION ON THE QUOTE FORM TO DETERMINE IF YOU’RE ELIGIBLE FOR A SUBSIDY

The Affordable Care Act is complicated and can be quite confusing. Find answers to many of the most frequently asked questions regarding provisions of the law that affect individual and family health insurance.

LEARN MORE

Note: As a result of our contribution and success during the 2022 Affordable Care Act open enrollment period and 2021 COVID-19 special election periods we’ve been recognized by the Centers for Medicare and Medicare Services for The Circle of Champions Program and Connecting Consumers with Coverage recognition programs respectively.

2022 Marketplace Circle of Champions 2021 Connecting Consumers with Coverage Badge

2023 Schedule
Affordable Care Act Open Enrollment

Affordable Care Act open enrollment began November 1, 2022 and ends January 15, 2023 on the Federal Facilitated Marketplace (https://www.healthcare.gov).
You do NOT need a Qualifying Life Event if you buy a 2023 plan during Open Enrollment.

Call us at 561-734-3884 or 877-734-3884 to determine
what kind of plan you may be eligible for.


2023 Schedule
Medicare Annual Enrollment Period

The Medicare Annual Enrollment Period runs from October 15 through December 7, 2022 for a January 1, 2023 effective date.

Otherwise, you’re eligible to enroll if you’re first becoming eligible for Medicare or are eligible for another type of enrollment period. Enrollment rules differ between Medicare Supplement plans and Medicare Advantage, Medicare Advantage Prescription Drug, and stand-alone Prescription Drug Plans.

Call us at 561-734-3884 (TTY: 711) or 877-734-3884 (TTY: 711) for details.

family consulting

We offer a comprehensive set of Affordable Care Act (“Obamacare”) plans

to individuals and families qualified to buy health (tax- and non-tax subsidized) insurance and dental/vision and/or hearing plans through the Federal marketplace (this is called buying “on-exchange” or “on-marketplace”) or directly from insurance carriers (this is referred to as buying “off-exchange or -marketplace”). Our Affordable Care Act policies comply with the Affordable Care Act and contain all of the “essential health benefits” required by that law.

The dental/vision and/or hearing insurance

products are available both on an insured or discount basis

We offer short-term health insurance policies

for those who are looking for more inexpensive coverage and shorter term alternatives.

We offer Medicare Supplement, Medicare Advantage, and Part D Drug plans

to Medicare beneficiaries. Our site is compliant with federal, state, and carrier guidelines in selling these policies. See the Medicare section of this site for details.

We represent many carriers that offer supplemental benefits

to both individuals and families and Medicare beneficiaries, and the site contains information about hospital indemnity, cancer, critical illness, gap, accident, and international medical insurance offered by many different carriers. This section of the site also contains valuable information and tools about lowering the cost of prescription medications. Call us if you want more information about or would like to enroll in one of these products.

We also offer Short- and Long-Term Disability products

and can also help you meet the costs of long-term care, nursing home, or short-term (recovery) care needs.

Finally, we have a complete array of Life, Final Expense, and Annuity products

and offer pre-need services in Florida, as we have both life insurance and pre-need licenses in that state.

You pay nothing for our services:

we’re paid directly from the carriers we represent, Premiums are NEVER EVER marked up to include paying us for our services: you pay the same whether you order directly from the carrier or the marketplace on your own or directly through us or from our site.

We ONLY offer alternatives that are suitable for you and for which we feel meet YOUR needs.
When or if we feel a product or service is not appropriate for you from either a cost or benefit point of view we will tell you so.

We’re fully compliant with privacy and security guidelines, have signed all required privacy and security agreements, have developed a privacy and security policy, and take extraordinary steps to safeguard your protected health and personal information.
In short, we’re experts in all aspects of health and life insurance and also have relationships with professionals who can help you with very specialized situations.

More choices
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Calculate your health Insurance cost!
Get Rates & Plans
Or call today!
877-734-3884