America’s Choice PPO Plans

America’s Choice PPO plans are an excellent option for individuals who are not qualified to receive Affordable Care Act subsidies and want a plan with a large national PPO network. Plans are available in all states except CA, HI, NH, OR, VT, and VA.

The plans utilize the national Blue Cross Blue Shield (NEtwork Blue) and are offered on a group basis through Blue Cross Blue Shield of Nebraska. To be eligible for one of these plans one enrolled family member must be in receipt of a 1099 form (this can be for investments or from employment) or have a state license of any kind. Four different copay plans and one Health Savings Account plan are available:

1. 7350 Value-BCBS
2. 5000 Classic-BCBS
3. 2500 Classic-BCBS
4. 1500 Classic-BCBS
5. 5000 HSA-BCBS

Here is a link to find providers in the Network Blue network and here is a link to the formulary that applies to all five plans.

These plans recently became available to qualified individuals and are an excellent alternative to short-term health insurance, which as of September 1, 2024 can only be offered for a maximum of four months. Enrollment is year-round and enrollment is continuous (i.e., members do not need to re-enroll annually). To qualify, all individuals to be covered by the policy must be able to answer these eleven questions “No.”

Please contact us at 786-970-0740 (cell) or 561-734-3884 (land line) for more information, pricing, and enrollment.